If you consider filing either Chapter 7 or Chapter 13 start NOW by:

  •  Saving Last 6 Months of Paystubs 
  • Saving all creditor statements and letters from debt collectors
  • Make sure last 4 years of tax returns are filed and supply copies of last 2 years
  • Any real estate appraisals
  • Copies of any Domestic Support Obligation and/or Divorce Decree
  • List of Monthly Expenses
  •  
In most cases Bankruptcy protects:

  • Your Home
  • Your Car
  • Your Wages
  • And Stops:
  • Garnishments
  • Repossessions
  • Foreclosures
  • Lawsuits
  • Creditor Harassment